The Blocked Account, Sorted in Minutes
Prove you can support yourself in Germany with a blocked account built specifically for Opportunity Card applicants, opened online through our partner Fintiba.
Offered in partnership with
What exactly is a blocked account?
Every Opportunity Card application has to answer the same question: can you actually afford to live in Germany while you look for work? A blocked account is the simplest way to answer it. It's a bank account that releases your money to you gradually, one monthly instalment at a time, so the German authorities can see upfront that your funds will genuinely last the whole year - rather than a lump sum that could be spent in week one.
We work with Fintiba, a provider built specifically around this exact need, to offer a blocked account tailored to Opportunity Card applicants - opened entirely online, without a trip to a branch.
How much do you actually need?
Since 1 January 2025, Opportunity Card applicants need to show around €13,092 for a full year in a blocked account - released to you in monthly instalments of roughly €1,091.
Already have a part-time job offer of around 20 hours a week at minimum wage or better? That income can cover the requirement on its own - a blocked account isn't compulsory if you can show it another way.
Opening one takes four simple steps
Register online
Sign up with nothing more than a valid passport - the whole form takes about ten minutes.
Transfer your funds
Send the required amount to your new account. Pay by card and the transfer clears instantly; a bank transfer usually takes one to five business days.
Get your blocking confirmation
As soon as your funds arrive, your confirmation appears in the app - the exact document your embassy or Foreigners' Registration Office is asking for.
Draw your monthly instalment
Once you land in Germany, your instalments pay out every month automatically - no registration letter (Anmeldung) required to get started.
Why applicants choose this over a regular bank account
- Built specifically for the Opportunity Card, not a generic student account repurposed for it
- Recognised by German missions and Foreigners' Registration Offices worldwide
- Your funds sit with a German bank (Sutor Bank), fully covered by deposit protection
- The whole registration takes under ten minutes, start to finish
- No extra "buffer" amount on top of the required sum
- Pay by card and get your blocking confirmation instantly
- No German registration letter (Anmeldung) needed just to get started
- Same setup and monthly fee you'd pay going directly through fintiba.com - no markup for coming through us
Questions worth asking before you open one
Do I need a blocked account if I already have a job offer?
Not necessarily. A part-time contract of around 20 hours a week at minimum wage or better can satisfy the financial requirement on its own - a blocked account is simply the most common route for applicants without one yet.
What happens to the money once I arrive in Germany?
It's released to you automatically as monthly instalments, matching the pace German authorities expect your funds to last through the year - you don't need to request each payout manually.
Does it have to be Fintiba specifically?
No, any recognised blocked-account provider works. We partner with Fintiba because their account is built around exactly this use case and is accepted without issue by German missions worldwide.
How quickly can I get my blocking confirmation?
If you pay by card, instantly. A standard bank transfer to fund the account typically takes one to five business days to clear before the confirmation is issued.
Open your blocked account now
You'll be taken to Fintiba's own site to finish opening your account - the same product, the same price, just tailored for Opportunity Card applicants.
Continue to Fintiba